Conduct a Non-FCRA Background Check
Background checks which are not compliant with the FCRA are often conducted by employees in order to verify the new recruits. It is in fact quite easy to access online records for any member of the general public in accordance with the Free Information Act followed across all states of America. But you will be unable to access the driving records or credit reports on the basis of such discrete investigations. Conducting a more formal and exhaustive search into the background of a person in compliance with the Fair Trade Practices can be done after you feel the need to get details of the records that were uncovered by means of a Non-FCRA Background Check in the first place.
Purpose of a Non-FCRA Background Check
The purpose of the background checks play a prominent role in deciding whether a non FCRA check would suffice. Trying to ascertain the financial credibility of a person will require you to go through his credibility report which is again possible to do only if you go the FCRA way. Confirmation of the educational qualification along with previous employment details can be done only by complying with the FCRA regulations.
Nonetheless a number of other background searches do not really need the consent of the individual. The Freedom of Information Act permits any member of the general public to access the court records especially when it comes to an inmate search or looking through the sex offender registry of the concerned state. Landlords trying to check out their prospective tenants or an individual keen to find out more about a spouse often resort to the non FCRA compliant means of search as the search does not require the consent of the individuals themselves.
Information Available by Non-FCRA Means
Address Verification is almost always done without the consent of the concerned individual. This can be done by accessing the US postal service resource at http://www.usps.com/business/addressverification/welcome.htm
Criminal records including felony and misdemeanor records are easily available from various web resources. But the copies of the documents as well as proper verification of a person having a record of criminal conviction cannot be obtained without the consent of the individual. The records of sex offenses can be retrieved easily when the offender is included in the sex offender registry.
The Income Verification Express Service which can be accessed at http://www.irs.gov/individuals/article/0,,id=161649,00.html has proved to be an advantageous tool for money lenders and business partners for verifying the income of an individual.
You can also register with the Social Security Number Verification Service in order to match the names of your existing employees with the SSN given by them. While this remains an ideal method for social security number verification it can be used for wage reporting purposes (W-2 Form) only. Detailed instructions about the procedure of SSN verification can be accessed at http://www.ssa.gov/employer/ssnv.htm
The present marital status as well as the number of children, custodial issues in the eventuality of a divorce or the divorce records themselves can be obtained through the office of Vital Records and Statistics or the divorce proceeding records that are maintained by the family, probate as well as the superior courts of the region.
Reasons to Conduct a Non-FCRA Check: